*{box-sizing:border-box}body{margin:0;font:17px/1.6 system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:#1b2430;padding-bottom:70px}
.wrap{max-width:1040px;margin:0 auto;padding:0 16px}a{color:#0a5bb5}
.top{background:#0b2545;color:#fff}.bar{display:flex;justify-content:space-between;align-items:center;padding:10px 16px;gap:8px}
.logo{color:#fff;font-weight:800;text-decoration:none}.hcall{background:#ff6b00;color:#fff;padding:8px 12px;border-radius:8px;font-weight:700;text-decoration:none;white-space:nowrap}
.nav{display:flex;gap:14px;overflow-x:auto;padding-bottom:10px;font-size:14px}.nav a{color:#cfe1ff;white-space:nowrap;text-decoration:none}
.hero{background:linear-gradient(135deg,#13315c,#1d4e89);color:#fff;padding:32px 0 36px}.hero h1{font-size:30px;line-height:1.2;margin:0 0 10px}.lead{font-size:19px}
.cta{display:block;text-align:center;background:#ff6b00;color:#fff;font-size:22px;font-weight:800;padding:16px 20px;border-radius:12px;text-decoration:none;border:0;width:100%;cursor:pointer;box-shadow:0 4px 14px rgba(0,0,0,.25)}
.small{font-size:14px;opacity:.85}.content{padding:24px 16px}h2{color:#0b2545;margin-top:28px}
.grid{display:grid;gap:12px}.card{display:block;border:1px solid #d6e2f0;border-radius:10px;padding:14px;text-decoration:none;color:inherit}.card span{display:block;font-size:15px;color:#4a5868}
.box{background:#fff4ea;border:2px solid #ff6b00;border-radius:12px;padding:18px;margin:32px 0}
details{border-bottom:1px solid #ddd;padding:12px 0}summary{font-weight:700;cursor:pointer}
.form label{display:block;margin:10px 0;font-weight:600}.form input,.form select,.form textarea{display:block;width:100%;padding:10px;font:inherit;border:1px solid #aab;border-radius:8px;margin-top:4px}.form .chk{font-weight:400}.form .chk input{display:inline;width:auto}
footer{background:#0b2545;color:#cfd8e3;padding:20px 0;font-size:14px}footer a{color:#fff;margin-right:8px}.disc{background:#13315c;padding:10px;border-radius:8px}
.sticky{position:fixed;left:0;right:0;bottom:0;background:#ff6b00;color:#fff;text-align:center;font-weight:800;font-size:19px;padding:15px;text-decoration:none;z-index:9}
@media(min-width:760px){.hero h1{font-size:42px}.cta{display:inline-block;width:auto}.grid{grid-template-columns:repeat(3,1fr)}.sticky{display:none}body{padding-bottom:0}}